Insuricare is a company that appears in The Incredibles, and it was mentioned in Incredibles 2, It was owned by Gilbert Huph, and Bob Parr used to work there as a claims adjuster before he was fired for injuring Gilbert Huph. Under Huph's leadership, it was not allowed to aid potentially insured customers, although Bob would attempt to help them get around loopholes, which earned him some antagonism from Huph, although when directly asked about it, he tries to deny it, citing that the law requires him to deny it.
The Incredibles[]
15 years after the Super Relocation Act was passed and Supers were banned, Bob is seen working at Insuricare, attempting to help Mrs. Hogenson with her insurance claim. Sobbing, she tells Bob that she needs the insurance money as she is earning a fixed income. He tells her to see another employee that can help her with her claim, then shouts out "I’m sorry, ma’am! I know you’re upset!" so that everyone else on the floor can hear him. Bob then tells her to pretend to be upset as she walks away from his booth. Gilbert Huph, rudely bumping Mrs. Hogenson out of the way, angrily yells Bob's surname as he is angry that Bob is granting claims to his clients. Huph furiously tells Bob that they cannot hand out claims to every person that files for one.
On another day, Huph summons Bob to his office. Huph is unhappy that their customers are finding legal loopholes so that they can access their insurance money. He suspects Bob of helping customers find these loopholes, and angrily tells him that Bob should instead be helping 'our people'. As Huph was telling Bob how a company works like clockwork, Bob sees a man getting mugged outside. Bob starts to walk away from Huph to rescue the victim, but Huph angrily threatens him with being fired if he does not come back to him. Bob begins to lose his temper, and he releases the squashed doorknob, and walks back to him, with Huph repeating that he is still unhappy. As Bob sees the mugger get away, Huph states that it was a 'good thing' the mugger got away, and that Bob was very close to losing his job. But before Huph finishes his sentence, an enraged Bob grabs his neck violently, and angrily throws him through several walls, seriously injuring his boss. Bob realizes what he had done to his boss due to his temper as the workers started at him, and he mutters, "Uh-oh".
Huph is seen in traction at the hospital, and Bob is fired. As a result of this incident, Rick Dicker has to pay to keep Insuricare quiet, pay damages and erase the memory any witnesses, including Huph. Dicker offers to relocate the Parrs, but Bob refuses as they just settled into their current home.
It is unknown what happen to the company after Bob was fired. Gilbert Huph may have been removed from his position for his own corruption, or Insuricare went out of business due to illegal practices or a major lawsuit for "Breach of Contract".
Insuricare is mentioned in the sequel, though is not physically seen. Helen mentions to Bob how he spent years working there, leading Bob to respond that he despised every day of his work and did it solely to put a roof over the family's heads, money in the bank, and food on the table. When Winston Deavor says he has insurance for risky ventures, Bob ironically agrees that Winston is wise to insure, saying that insurance is key, in reference to his days of working for Insuricare.
Trivia[]
The motto for Insuricare is "Your Life is in Our Hands". This is seen briefly on the desk planner of Gilbert Huph's desk where he organizes his pencils in a rectilinear fashion.
In the scene where Bob and Lucius are reading a newspaper about Gazerbeam's disappearance, a story can be seen about Insuricare being exposed for Huph denying claims to Insuricare subscribers.
When Bob peruses Dash's math textbook in Incredibles 2, he can be seen drinking coffee from a coffee mug that has the Insuricare logo.
The Insuricare logo as an advetisement in Cars 3 for Thunder Hollow.
An Insuricare advertisement flyer can be seen in Thunder Hollow Speedway in Cars 3.
Given the company’s heartless approach to healthcare coverage, its name spoken aloud could also bring to mind someone making an apathetic attempt to express their support or sympathy, sounding like “mmph sure, I care.”
The symbol and slogan of the company are quite negative, since it represents a hand trying to snatch the Earth along with the slogan "your life is in our hands", which heavily implies that the company wants to hold people's lives at their mercy.
A memo in Mr. Huph's office explains that due to budget cuts, all employees are now expected to pay for their own office supplies, parking will be charged by the hour, and that the cost of electricity and phone calls would be taken out of their paychecks, all to ensure that Insuricare can continue growing their all-time profit high for the year.
In the English version of the film, in the scene where Bob denies Mrs. Hogenson's claim, the stamp says "DENIED". In the international versions, instead, the stamp is changed to a red "X" to get around language barriers.
Mr. Huph’s fate of being hospitalized in a full-body cast could be viewed as ironic given Insuricare’s practice of denying claims of people in health emergencies.
